Equitas Small Finance

Equitas Small Finance Bank Ltd. Company Details

Equitas Small Finance Bank Ltd. Overview 

Generally, the Equitas Small Finance Bank embodied in 1993. So then, the Madras based Equitas SFB in fiscal 2019 stood as the largest small finance bank considering its AUM and total deposits. However, unlike other microfinance companies, it has a diversified loan portfolio. And also has less dependence on microfinance business. Despite this, the bank mainly focuses on financially unserved and underserved customers. And also offers a huge range of banking products and services. 

Besides, the company provides microfinance loans promoting financial inclusion, housing finance, vehicle loans, and MSE finance. The bank also offers financial products according to customers’ income profile, type of security available, and nature of business. 

However, apart from this, the bank also offers current accounts, salary accounts, savings accounts, and other deposit accounts. Besides, along with ATM-cum-debit cards, mutual fund products, and third party insurance, it also provides the issuance of FASTags. 

Strengths of Equitas Small Finance Bank 

Firstly, it came up as a customer-centric organization to serve the unserved and underserved segment. Besides, the bank has a well-diversified asset portfolio as SFB. It also has a strong retail liability portfolio. Moreover, it provides credit assessment procedures. 


Significantly, Equitas Holdings Limited acts as a promoter of the company. 

Financial Details

Financial Year  Total Assets (₹ in millions)  Total Revenue (₹ in millions)  Profit After Tax (₹ in millions) 
30/Sept/2019 172,124.63 13,659.39 1,065.39
31/Mar/2019 157,626.91 23,948.32 2,105.66
31/Mar/2018 133,011.50 17,729.03 318.31
31/Mar/2017 92,501.28 12,126.98 1,041.34
Contact Details 

Equitas Small Finance Bank Limited 

4th Floor, Phase II, Spencer Plaza, No. 769,

Mount Road, Anna Salai, Chennai 600 002, 

Tamil Nadu, India 

Phone: +91 44 4299 5000 

E-mail: [email protected]

Website: https://www.equitasbank.com/

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